Thinking about switching your home loan but concerned about legal fees? The good news is that some lenders offer refinancing packages that may cover standard legal transfer costs. In these cases, you may not need to pay a solicitor directly.
When you refinance through select lenders, you could benefit from:
Standard legal transfer services covered by the lender
No application fees
No requirement for a registered valuation in many cases
Flexible loan structures — fixed, floating, or offset options to suit your needs
Step-by-step guidance from our team, from checking eligibility to final approval
You may be eligible for a no-fee refinancing package if:
Your home loan balance is $50,000 or more
You have at least 20% equity in your property
No more than two properties are used as security
No guarantors are required
Property ownership remains unchanged
Loan documents are signed directly by the property owner
Not sure if you qualify or if refinancing is the right option for you? We are here to help. Book a free consultation and we will review your situation, explain your options in plain language, and guide you through the process with confidence.
Contact us today to find out what you may be eligible for and how much you could save.
Disclaimer: Lending criteria, terms, and conditions apply. Offers vary by lender and are subject to change. Eligibility will depend on your financial situation and lender approval.
Smartmortgages.co.nz Limited (FSP1007290) holds a licence issued by the Financial Markets Authority to provide financial advice. Click here for more info about our Disclosure.
Cong.Nguyen@smartmortgages.co.nz
0223985140
Monday - Sunday by appointments
44 William Wallbank Crescent, Swanson, Auckland 0614
Apply
Contact
